To apply for a corporate bank account in the United States, you will need to follow the steps outlined by the bank you choose to work with. In general, you will need to provide the following information and documents to open a corporate bank account:
- Your company’s articles of incorporation: This is the document that officially forms your corporation and states its purpose, ownership, and management structure.
- Your company’s Employer Identification Number (EIN): This is a unique nine-digit number assigned to your corporation by the Internal Revenue Service (IRS) for tax filing and reporting purposes.
- Proof of your company’s registered address: This can be a utility bill or other official document that shows the address of your corporation’s registered office.
- A list of your company’s officers and directors: This should include the names, addresses, and titles of your corporation’s officers and directors.
- A resolution or board meeting minutes authorizing the opening of the corporate bank account: This should be a document that shows that your corporation’s board of directors has approved the opening of the bank account and authorized specific individuals to sign on the account.
Once you have gathered this information and documents, you can contact the bank you have chosen to open a corporate bank account with. The bank will provide you with specific instructions for completing the application and may require you to visit a branch in person to finalize the account opening.